Terms & Conditions

These Terms & Conditions ("Terms") govern your use of Portfolio View ("the Service"), operated by Portfolio View ("we," "us," or "our"). By accessing or using the Service, you confirm that you are at least 18 years of age and that you accept these Terms in full.

We reserve the right to update these Terms at any time. Continued use of the Service after any modification constitutes your acceptance of the new Terms.

Portfolio View is an investment portfolio management and analysis platform. The Service allows you to:

• Track your investment positions across stocks, ETFs, and cryptocurrencies.
• Visualize your portfolio performance and allocation.
• Run AI-powered simulations and scenario analyses.
• Generate AI-assisted portfolio reports.
• View curated financial news relevant to your holdings.

Portfolio View is a tool for personal finance organization and education only. The information, data, simulations, and AI-generated content provided through the Service do not constitute investment advice, financial advice, trading advice, or any other type of professional financial guidance.

You should not make any financial decision based solely on information from Portfolio View. We strongly recommend consulting a qualified financial advisor before making any investment decisions. Past performance is not indicative of future results.

To use the Service you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials.
• All activity that occurs under your account.
• Providing accurate and complete registration information.
• Notifying us immediately of any unauthorized use of your account.

We reserve the right to suspend or terminate accounts that violate these Terms or are used for fraudulent purposes.

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy.

You agree not to use the Service to:

• Violate any applicable law or regulation.
• Infringe on the intellectual property rights of others.
• Attempt to gain unauthorized access to other accounts or systems.
• Interfere with or disrupt the integrity or performance of the Service.
• Transmit viruses, malware, or other harmful code.
• Use automated tools (bots, scrapers) to extract data from the Service without permission.
• Impersonate any person or entity.

The Service integrates with third-party data providers (including but not limited to Yahoo Finance and Google) to provide market data, news, and authentication. We are not responsible for the accuracy, completeness, or availability of data provided by third parties. Your use of third-party services is subject to their respective terms of service.

All content, features, and functionality of the Service—including but not limited to text, graphics, logos, and software—are owned by Portfolio View and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

TO THE FULLEST EXTENT PERMITTED BY LAW, PORTFOLIO VIEW SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

We reserve the right to suspend or terminate your access to the Service at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, third parties, or the public.

You may terminate your account at any time by contacting us. Upon termination, your right to use the Service immediately ceases.

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from these Terms shall be resolved through good-faith negotiation, and if that fails, through binding arbitration.

If you have questions about these Terms, please contact us at support@portfolioview.app.